Everett bankruptcy attorney is committed to finding solutions for your debt problems
Are you struggling with mounting debt because of unemployment, medical expenses, a divorce, or any other reason? Even if your financial situation seems completely unmanageable, solutions are available. As a dedicated Everett bankruptcy attorney, I can help you find them. I have had the privilege of helping thousands of clients find a way out from under crushing debt.
You may be hesitant to seek help because you think of bankruptcy as an admission of failure. Let me assure you that bankruptcy is a sane and responsible solution to debt problems. It offers you a chance to start over with a clean slate so that you can rebuild your credit and achieve financial stability.
I understand that you are probably feeling anxious, worried, and depressed. I know it can be hard to take action when overwhelmed by these emotions. Tell me your story and let me assess your situation and propose a plan for resolving your debt crisis.
What bankruptcy can do for you
Bankruptcy is a legal procedure designed to help debtors who have accumulated more debt than they can repay. Once you file for bankruptcy, you will get immediate relief from creditor calls and collection efforts through the automatic stay.
In a Chapter 7 bankruptcy, most of your debts can be discharged within a matter of months. You must give up your non-exempt property to pay your debts, but most Chapter 7 debtors have little or no non-exempt property and get to keep everything they own.
In a Chapter 13 bankruptcy, you will have to complete a debt repayment plan. Most debtors will need to repay only a portion of their debts. Chapter 13 may be right for you if you are behind on your mortgage, you owe back taxes, you have debts that can’t be discharged under Chapter 7, or you have too much income to qualify for Chapter 7.
How I can help you
As a knowledgeable Everett bankruptcy attorney, I will counsel you on which bankruptcy Chapter best meets your needs. I will prepare your bankruptcy papers and file them with the U.S. Bankruptcy Court. If you choose Chapter 13, I will help you formulate your repayment plan and get it confirmed.
To complete your bankruptcy, you will need to attend a meeting of creditors where you will be questioned by the bankruptcy trustee. I will prepare you to answer the trustee’s questions and attend the meeting with you to make sure it goes smoothly. If your creditors have questions or objections to your bankruptcy, I will negotiate with them, respond to their objections, and defend your position in court if necessary. I will advise you on any decisions you need to make as we go through the bankruptcy process.
I offer a free initial consultation. Let me listen and learn about you and your financial situation so I can provide you with the best options and solutions. I want to know your goals and help you achieve them. I pride myself on listening to my clients and striving to understand their needs.
If you would like to speak with me, fill out the case submission form on this page. Or phone or email me if you prefer.
Law Offices of Lawrence Blue
Everett bankruptcy attorney
420 Bell Street
Edmonds, Washington 98020-3122